Capital Adequacy and Risk Management
CRM-1 - Capital Adequacy
CRM-1.1 - Pillar I (Capital Adequacy Ratio)
CRM-1.1.1 - Capital Adequacy Ratio
Banks shall comply with the following, in compliance with Article No. (120) of the Law of the QCB, especially the paragraph stating that "The QCB shall determine the nature, form and level of adequacy of the capital, and the required timing thereof":
CRM-1.1.1.1 - Application of Capital Adequacy in pursuance with Basel "II" (National Banks)
A. Banks are required at all times to maintain a minimum capital adequacy ratio of ten percent (10%), in pursuance with Basel "II" framework. All banks should comply with the Implementation Instructions of Capital Adequacy Calculation, as mentioned in Annex No. (17) = CRM-(4/1).
B. Banks shall monthly provide QCB with capital adequacy calculation reports, according to the form in Annex No. (9) = CRM-(4/2), using the automated system, according to forms in Annex No. (134) = CRM-(4/3), within the deadline of the fourteenth (14th) of the next month.