Central Bank of Oman in its capacity as the central banking authority, operator and regulator has embarked on the development of the new Automated Clearing House (ACH) System for the participants to exchange the interbank retail payments individually or in batches to one another. These are netted for the purpose of generating multilateral clearing balances for each participant for settlement in the RTGS. Apart from its role as a switching and clearing platform, the ACH also facilitates the reporting requirements and monitoring services to the central bank. This system aims to replace the old ACH system introduced in 2006 which has limited capabilities, with a system that has more capabilities like the introduction of the direct debit operations, the Mandate Management System (MMS), Electronic Bill Presentment & Payment (EBPP), Dispute Management System (DMS) and the Wage Protection System (WPS).