Oman Capital Market Authority Decision No. H/4/2024

On the Issuance of the Form of the Standard Policy of Borrowers’ Life Insurance

Abrogates

Oman Capital Market Authority Decision No. K/4/2023 dated 15/01/2023

After perusal of the Insurance Companies Law issued by Sultani Decree No. 12/79;

The form of the standard insurance policy for borrowers’ life issued by Oman Capital Market Authority Decision No. K/4/2023, and the approval of the Board of Directors of the Capital Market Authority; and

Based on the public interest requirements,

The following has been decided:

Form of the Standard Policy of Borrowers’ Life Insurance

Chapter 1 - Definitions

In application of the provisions of this Policy and its annexes, the following terms and expressions shall have the meanings assigned against each, unless the context stipulates otherwise: 

Article 1 - Policy

The Standard Policy for Borrowers’ Life Insurance.

Article 2 - Insurer

The insurance company that is licensed to practice the life insurance activity.

Article 3 - Insured