Federal Decree-Law No. 6/2025 Concerning the Central Bank and the Regulation of Financial Institutions, Activities, and Insurance Business repeals Federal Decree-Law No. 14/2018 On the Central Bank and the Organisation of Financial Institutions and Activities Federal Decree-Law No. 48/2023 On the Regulation of Insurance Activities.

Federal Decree-Law No. 6/2025 modernises the financial system of the United Arab Emirates (UAE) by empowering the Central Bank with greater independence and authority over monetary policy, financial supervision, and crisis management. It consolidates regulation across banks, insurers, and fintechs, including virtual asset and open finance providers, while mandating inclusive access to financial services and launching national literacy campaigns. Federal Decree-Law No. 6/2025 introduces specialised judicial committees for small financial disputes, enforces stricter penalties with public disclosure, and enables direct intervention in distressed institutions, marking a decisive shift toward resilience, transparency, and digital adaptability in the UAE’s financial landscape.