Innovation and Islamic Finance: Is it Time to Standardise the Islamic Finance Industry in the United Arab Emirates?

Analysis

Shari'ah financing is a relatively new field in the banking arena; yet, it has, so far, withstood the rigorous tests of the global financial crisis and continues to grow in the UAE, in spite of competitors from conventional finance.

One of the key challenges of any Shari'ah compliant product is to structure products that commercially mirror or duplicate the commercial terms of those offered in the conventional market, while at the same time meet the relevant Shari'ah requirements.