Article (7) of Law No. 14 of 2008 Concerning Mortgages in the Emirate of Dubai provides that a mortgage is not valid unless it is registered with the Land Department and any agreement to the contrary is void. Article (8) of Law No. 14 requires the mortgagor and mortgagee (and the guarantor in rem, if any) to sign a mortgage application containing the following information:

a) All information related to the property; 

b) Value of the property; 

c) Value of the debt; 

d) Mortgage term; and 

e) Personal details of the mortgagor, mortgagee and guarantor in rem (if any), including domicile and place of residence.