A plaintiff, a Saudi joint-stock company, issued a marine transport insurance policy to the insured company. The insured party entered into a transport agreement with the defendant to transport nine barrels of telecommunications cables to another country. During transit, a fire broke out in the rear section of the truck, causing damage to part of the insured cargo. The plaintiff compensated the insured party for the damaged goods and was assigned the insured party’s rights to recover the losses from the defendant.

The plaintiff demanded compensation from the defendant for the amount paid to the insured party, which covered the value of the fire-damaged goods. The claim was based on the insurance policy terms, the transport agreement, and applicable commercial transport regulations.