This case involved a loan which was the subject of a promissory note. An initial payment by a post dated cheque bounced and steps were taken as the defendant was outside the UAE to use other parties in Switzerland to facilitate the payment of another cheque which also bounced. There was no dispute the first defendant who had obtained the loan was liable and his financial difficulties did not alter this. Key issues were whether the second defendant was a guarantor and if the third and fourth defendants who had acted as a middleman and post box for the replacement cheque were also liable. The issue of legal costs and interest was also considered.