DCC 22/2007

This case involved a claim against an insurance company for injury to the driver of a car in a road accident. Key issues included how the wording of the insurance contract impacted the coverage of the driver and the calculation of compensation for material and moral damage.

Background

On 16-5-2005, while the Respondent (Plaintiff in the first instance) was driving a car a traffic accident resulted in the destruction of some of the plants and to his injuries described in the medical report.

There was a criminal case No. 1738 of 2005.

The car was insured by the Appellant, insurance company, under the insurance policy against loss, damage and civil liability, and the policy included insurance coverage of the driver and passengers and the Defendant's obligation to pay any amounts that may arise from a single accident up to 500,000. AED

Since the driver of the car suffered from injuries causing 100% disability due to the car accident, and material and moral damage caused by the incident, prompted the Plaintiff to file the law suit and claim what was equivalent to the amount of compensation that should be due from the insurance company.

Proceedings