Background

A bank filed a case against a customer (Case number: 4273-Minor Court) requesting the customer pay the outstanding payments on his credit card plus interest.

The customer failed to attend the court hearing but the court ruled that he pay the requested amount plus interest. The customer appealed before the court of appeal denying he had used the credit card. The court of appeal ratified the ruling issued by the Minor Court.

The customer filed an appeal before the court of appeal and stated in the grounds of appeal that the ruling had erred in the application of law and violated his right of defence because the mere act of signing a credit card request or receiving a card did not mean he had used it. The customer also stated he court should not have accepted a bank statement provided by the bank as evidence against him.