ADCC 222/2024

This case involved the amount owed to a bank customer who had overpaid on a loan and a credit card. Issues included the validity of the expert report.

Background

A Respondent (the bank) filed suit No. 2717 of 2023 against the Appellant (the customer) before the First Instance Court of Abu Dhabi, seeking an order requiring the Defendant to repay AED 51,000, which was paid in excess of the loan account subject to the lawsuit. The Plaintiff also requested the appointment of a banking expert to inspect the bank and review the contract concluded between the parties on the loan account, and to state the value of the loan, the value of the calculated profits, the method of calculation, the value of the agreed interest, the method of repayment, the amounts paid according to the account statement, and to determine the amounts paid off from the loan and the remaining amounts, if any, and calculate the amounts due to the Plaintiff according to the documents submitted.